A few months ago I decided to give £200 a month to my mum, who would not let me access it (before this I had problems where I needed more money and I would simply transfer it to my current account). This is working great as she now has £1,600 of my money - money which I had never saved if I did it myself!
Problem is, I want it back now! I will keep doing this until I have £5,000 - then I will take it back. Once I am in the habit I am sure I can keep it up by myself.

I need to spend less money so that I can save up for my trip around the world.
I know where most of my spending goes - drinking.
I have tried to cut down on the amount I drink last month, but it is not as easy as I thought. Most of my friends like to drink, and my whole social life seems to revolve around it. I never thought I drank to much, or was reliant on drinking, but am starting to acknowledge that maybe I am. Cutting down on drinking is going to be a key aim for this month, and will definitely help reduce my spending. I may need to see someone to help me with this....

I spend too much money - that is a fact. I earn a decent enough amount, but by the end of each month I have nothing left.
Not really sure where I spend too much money - so my first step is to sit down and go through my prior months bank statements (just downloaded them off my internet banking!) to see where I am spending too much.
I already know I spend too much on lunch - I waste so much money in starbucks. So to save money in this area I need to start making my sandwiches at home and taking them into work with me - should save me quite a bit.

I was discussing this goal with my mom earlier, and she suggested that I pay her £200 every month which she will keep aside for me, and not give me under any circumstances. I think this is a great idea for me, as I had tried sending money to a separate savings acount, but when I really wanted to buy something, I just transferred the money right back into my current account!
This way, the money will be safe with someone I trust (and know will not spend it), and I am guaranteed not to be able to spend it on other things.
I am planning to use this as a temporary measure until I have the self control to keep the money in my savings account separate!

I have been doing a lot better this month - and it is down to one thing - spending less money on clothes.
I have still spent pretty much the same on all other areas, but not bought any clothes at all.
I have so many clothes that I do not need any more - not for a lifetime! But the problem is, when I am not feeling particularly attractive or pretty, I will go and buy clothes to make me feel more attractive, and it usually works but I am spending money I really don't have on things I don't need.
I haven't bought any clothes this month, but now really need to work on the feeling of inadequacy I have about myself when I don't buy them.

Mark - I started doing the same thing (cutting down on coffees and taking in my own lunch) and it has already made a big difference to what I spend - good advice. I am going to set up a budget now and see where I can save some more.

this is going well so far. I haven't changed anything major, just started taking my own lunch to work and cutting down on Starbucks. Adds up pretty quickly and makes you think twice when buying bigger things.

Still working on this

A few months ago I decided to give £200 a month to my mum, who would not let me access it (before this I had problems where I needed more money and I would simply transfer it to my current account). This is working great as she now has £1,600 of my money - money which I had never saved if I did it myself!
Problem is, I want it back now! I will keep doing this until I have £5,000 - then I will take it back. Once I am in the habit I am sure I can keep it up by myself.

I need to spend less money so that I can save up for my trip around the world.
I know where most of my spending goes - drinking.
I have tried to cut down on the amount I drink last month, but it is not as easy as I thought. Most of my friends like to drink, and my whole social life seems to revolve around it. I never thought I drank to much, or was reliant on drinking, but am starting to acknowledge that maybe I am. Cutting down on drinking is going to be a key aim for this month, and will definitely help reduce my spending. I may need to see someone to help me with this....

I spend too much money - that is a fact. I earn a decent enough amount, but by the end of each month I have nothing left.
Not really sure where I spend too much money - so my first step is to sit down and go through my prior months bank statements (just downloaded them off my internet banking!) to see where I am spending too much.
I already know I spend too much on lunch - I waste so much money in starbucks. So to save money in this area I need to start making my sandwiches at home and taking them into work with me - should save me quite a bit.

I was discussing this goal with my mom earlier, and she suggested that I pay her £200 every month which she will keep aside for me, and not give me under any circumstances. I think this is a great idea for me, as I had tried sending money to a separate savings acount, but when I really wanted to buy something, I just transferred the money right back into my current account!
This way, the money will be safe with someone I trust (and know will not spend it), and I am guaranteed not to be able to spend it on other things.
I am planning to use this as a temporary measure until I have the self control to keep the money in my savings account separate!

I have been doing a lot better this month - and it is down to one thing - spending less money on clothes.
I have still spent pretty much the same on all other areas, but not bought any clothes at all.
I have so many clothes that I do not need any more - not for a lifetime! But the problem is, when I am not feeling particularly attractive or pretty, I will go and buy clothes to make me feel more attractive, and it usually works but I am spending money I really don't have on things I don't need.
I haven't bought any clothes this month, but now really need to work on the feeling of inadequacy I have about myself when I don't buy them.

this is going well so far. I haven't changed anything major, just started taking my own lunch to work and cutting down on Starbucks. Adds up pretty quickly and makes you think twice when buying bigger things.

Still working on this